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Periodical article | Leiden University catalogue | WorldCat |
Title: | Geographic distance and credit market access in Niger |
Authors: | Pedrosa, Jose Do, Quy-Toan |
Year: | 2011 |
Periodical: | African Development Review (ISSN 1467-8268) |
Volume: | 23 |
Issue: | 3 |
Pages: | 289-299 |
Language: | English |
Geographic term: | Niger |
Subjects: | microfinance population density economic models |
External link: | https://onlinelibrary.wiley.com/doi/10.1111/j.1467-8268.2011.00287.x/pdf |
Abstract: | Distances involved in accessing basic services can constitute a major barrier to development. This paper analyses the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates and more intensive screening. This then leads the authors to discuss the tension between access and sustainability in the context of financial services for the poor. Bibliogr., note, sum. [Journal abstract] |