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Periodical article Periodical article Leiden University catalogue Leiden University catalogue WorldCat catalogue WorldCat
Title:Geographic distance and credit market access in Niger
Authors:Pedrosa, JoseISNI
Do, Quy-ToanISNI
Year:2011
Periodical:African Development Review (ISSN 1467-8268)
Volume:23
Issue:3
Pages:289-299
Language:English
Geographic term:Niger
Subjects:microfinance
population density
economic models
External link:https://onlinelibrary.wiley.com/doi/10.1111/j.1467-8268.2011.00287.x/pdf
Abstract:Distances involved in accessing basic services can constitute a major barrier to development. This paper analyses the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates and more intensive screening. This then leads the authors to discuss the tension between access and sustainability in the context of financial services for the poor. Bibliogr., note, sum. [Journal abstract]
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