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Periodical article | Leiden University catalogue | WorldCat |
Title: | Women, Education, and the Use of Bank Credit in Nigeria: Challenges for the Twenty-First Century |
Author: | Anyanwu, John C. |
Year: | 1991 |
Periodical: | Ufahamu |
Volume: | 19 |
Issue: | 2-3 |
Pages: | 130-145 |
Language: | English |
Geographic term: | Nigeria |
Subjects: | credit education women Women's Issues Education and Oral Traditions Economics and Trade Development and Technology Education and Training economics Cultural Roles Sex Roles |
Abstract: | Women in Africa could contribute far more to the ecomony and even to their own welfare if their opportunities to do so were not constrained. A long-term improvement could be achieved through a deliberate effort to open up access to resources for women. In Nigeria women seem to have low or inadequate access to credit facilities, particularly from banks. This paper identifies the connection between women's education and national development, and between women's education and the use of bank credit. It confirms the educational disadvantage of women with respect to their credit use from commercial banks in Nigeria. Contrary to popular belief, however, Nigerian women's access to commercial bank credit is not limited, but the number of women applicants is low due mainly to a lack of awareness of the benefits of credit facilities, which emanates from their limited education. Women need to be helped to develop their income-generating capacity, and trained in business acumen, leadership and decisionmaking. Ref. (Also published in: Journal of Social Development in Africa, vol. 9, no. 2 (1994), p. 45-59.) |