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Periodical article Periodical article Leiden University catalogue Leiden University catalogue WorldCat catalogue WorldCat
Title:Agricultural Credit in Tanzania: A Peasant Perspective
Authors:Amani, Haidari K.R.ISNI
Msambichaka, Lucian A.ISNI
Hedlund, StefanISNI
Lundahl, Mats
Year:1987
Periodical:Savings and Development
Volume:11
Issue:4
Pages:379-401
Language:English
Geographic term:Tanzania
Subjects:agricultural credit
Agriculture, Natural Resources and the Environment
Development and Technology
Economics and Trade
External link:https://www.jstor.org/stable/25830127
Abstract:The need for agricultural credit in Tanzania is strongly emphasized at the official level. However, little is known about the demand for, and the supply of such credit as perceived by the peasants themselves. The results of a field study undertaken in December 1984 in 24 villages in three different regions, Dodoma, Iringa, and Morogoro, indicate that the interviewed farmers in the main had no cash savings or saved only small amounts (although livestock constituted a popular asset). A demand for credit undoubtedly existed and, as it seemed, most of this demand was for loans to be used for agricultural production purposes. Output was seen as restricted by a lack of capital inputs. Only 25 percent of the interviewed farmers reported having obtained a loan during the year preceding the survey, and of these loans, 40 percent came from private, informal sources, however, with large regional variations. Official credit was not spread equally between the regions. The knowledge about possible credit sources inside and outside the villages was not found to be very good. Bibliogr., notes, ref., sum. in French.
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