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Periodical article Periodical article Leiden University catalogue Leiden University catalogue WorldCat catalogue WorldCat
Title:The legal regulation of compulsory motor vehicle insurance in Zimbabwe
Author:Tshuma, LawrenceISNI
Periodical:The Zimbabwe Law Review
Notes:biblio. refs.
Geographic terms:Zimbabwe
Southern Africa
Subjects:motor vehicle insurance
Motor vehicles
Abstract:Compulsory motor vehicle insurance is a form of insurance regulation whereunder the consumption of insurance in respect of liability to third parties arising out of injury or death is made compulsory. The State has been compelled to interfere with the doctrines of freedom and sanctity of contract to ensure that third parties are compensated for loss sustained in motor vehicle accidents. After a brief discussion of the theoretical aspects of compulsory motor vehicle insurance, the author examines the legislative regulation of compulsory motor vehicle insurance in Zimbabwe, looking in turn at who is obliged to insure, which liabilities must be insured, indemnity for other people besides the insured person, statutory protection for the victim, the insurer's right to recover, compulsory insurance on government-owned motor vehicles, the Motor Insurers Bureau agreement of 1962, and the yellow card third party insurance scheme. He concludes with a number of suggestions for reform to improve the efficacy and efficient operation of compulsory motor vehicle insurance in respect of third party risks in Zimbabwe. Note, ref.