Commercial banks as a source of industrial finance in Nigeria: an analysis of performance, scope and problems

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Periodical article

Title:	Commercial banks as a source of industrial finance in Nigeria: an analysis of performance, scope and problems
Author:	Diaku, Ikwuakam
Year:	1972
Periodical:	The Nigerian Journal of Economic and Social Studies
Volume:	14
Issue:	2
Pages:	173-190
Language:	English
Geographic term:	Nigeria
Subjects:	commercial banks credit
Abstract:	The divergent histories of the two broad categories of commercial banks in Nigeria - the indigenous banks and the expatriate banks - explain the differences in their lending policies. This is examined in the sections: Loan policies and pattern of loan security - Maturity of loans. Examination of the origins of the concentration on short-term financing and exploration of the methods of improving the effectiveness of bank finance in meeting the longer-term financial needs of industry in Nigeria are carried out in the sections: Basis of lending attitudes and loans to idustry - Criteria for lending. How bank funds are supplied is exposed in a section: Interest rates; their influence and determinants. Finally the sections: External factors influencing bank lending - Suggestions and conclusions. Notes, tables, figures.