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Periodical article Periodical article Leiden University catalogue Leiden University catalogue WorldCat catalogue WorldCat
Title:Extension of social security coverage to the rural population in Tanzania: lessons from India and Iran
Author:Ackson, Tulia
Year:2009
Periodical:Journal of African and international law
Volume:2
Issue:1
Pages:51-70
Language:English
Geographic terms:Tanzania
India
Iran
Subjects:insurance
social security
rural population
Abstract:The chances of the existing formal social security schemes in Tanzania catering for those working in the informal sector are very slim. The author suggests separate schemes for the informal sector, which implies separate schemes for rural populations, pastoralists and small farmers, who are the focus of the study. The informal sector in Tanzania has recently been given access to credit facilities and small and medium enterprises, and individual rural and urban entrepreneurs, are eligible for loans provided by the incumbent President. It should be possible to organize those in rural areas who are eligible for these 'JK Billions' into specialized compulsory contributory social security schemes adapted to their needs and contributory capacity. In addition, loans given to rural pastoralists and peasants could be made conditional on the borrower subscribing to a locally available social security institution of his/her choice. Voluntary contributions to specialized schemes by the rural population eligible for the loans but who do not wish to borrow, or those who are not eligible, should also be an option. There must be coordination between the specialized and the existing schemes to ensure transferability of benefits. Challenges for the proposed specialized social security schemes include the seasonal nature of rural activities, the lack of banks and microfinance institutions in rural areas, and the choice of social risks to be covered, which may be different for small farmers and peasants on the one hand, and pastoralists on the other. The experience of India and Iran offers lessons. Notes, ref. [ASC Leiden abstract]
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