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Book Book Leiden University catalogue Leiden University catalogue
Title:Real money, new frontiers: case studies of financial innovation in Africa
Editor:Napier, Mark
City of publisher:Claremont
ISBN:0702177717; 9780702177712
Geographic term:Africa
Abstract:In most African countries less than 20 percent of the adult population uses a bank account. This collection of case studies shows that there are ways in which banks, insurance companies and other profit-seeking organizations can build sustainable businesses around a growing opportunity in Africa for banking the unbanked and insuring the uninsured. The 24 case studies have been selected from all over Africa and from most subsectors, including banking, insurance, enterprise finance and remittances. Many of the initiatives are either very small or at a very early stage. They are almost all taken from reasonably stable countries, underscoring the fact that political and economic stability are probably the most important drivers for the investment and innovation that is taking place. The book includes chapters on mass banking, SME banking, linkage banking, remote distribution, remittances and payments, mobile phone banking, technology suppliers, rural banking, insurance and sustaining markets. [ASC Leiden abstract]