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Periodical article Periodical article Leiden University catalogue Leiden University catalogue WorldCat catalogue WorldCat
Title:An assessment of the Nigerian Agricultural Insurance Scheme on crop production in Borno State, Nigeria
Authors:Thliza, M.G.
Pur, J.T.
Year:2006
Periodical:Annals of Borno (ISSN 0189-2207)
Volume:23-24
Pages:187-195
Language:English
Geographic terms:Nigeria
Northern Nigeria
Subjects:agricultural insurance
agricultural production
Abstract:It is more than twenty years since the inception of the Nigerian Agricultural Insurance Scheme in Borno State, Nigeria. The present study assesses to what extent the scheme has been protecting farmers from the effects of natural disasters by indemnifying or compensating them for losses arising from any of the elements or perils for which they are insured. The study found that most of those participating in the scheme were youths. Although most of them came from large families, their desire to acquire formal education was not affected. As a result there was a high literacy level in the study area, with the majority having attended secondary schools and tertiary institutions. This educational background explains why there was a high adoption rate of the insurance scheme as a new approach to sustainable agriculture and hence higher crop production. The results also indicated that most participants in the scheme were small-scale farmers and many of them applied for credit insurance to the tune of one hundred thousand naira. When the credit insurance was made available, many positive changes were experienced, especially in terms of farm size, crop output and net farm income. The study also found that 72.9 percent of the respondents paid back their loans. The study recommends the extension of the agricultural insurance scheme to other crops and livestock, as well as to other parts of Borno State which are not yet covered. Bibliogr., sum. [Journal abstract, edited]
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