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Periodical article Periodical article Leiden University catalogue Leiden University catalogue WorldCat catalogue WorldCat
Title:The role of stakeholders in the historical evolution of microfinance in Togo
Authors:Ashta, Arvind
Demay, Isabelle
Couchoro, Mawuli
Periodical:Economic history of developing regions (ISSN 2078-0397)
Geographic term:Togo
credit cooperatives
economic history
External link:https://doi.org/10.1080/20780389.2015.1114413
Abstract:The paper traces the evolution of The Microfinance Sector of Togo over the half century from its independence in 1960 to 2010. The methodology uses oral histories, consisting of a round table discussion with heads of Microfinance Institutions as well as regulatory, supervisory and financing institutions and academics, followed by semi-structured individual interviews. The authors compare their diverse perspectives with the few archives and data that exist. They find seven stages in the development of microfinance from an unorganized sector consisting of tontines and usurious money-lenders in the 1960s to a considerably organized sector dominated by credit unions (COOPECs) and NGOs. The unorganized sector continues to play a role and the regulatory authority intervenes to protect the masses from unscrupulous and inefficient operators. Bibliogr., notes, ref., sum. [Journal abstract]